Why you should look for cheap travel insurance deals

With the UK back in a recession and many households on a budget, it can be tempting to save a few pennies by not bothering with travel insurance when you go on holiday. And if you aren't planning on partaking in any dodgy sports or hazardous activities while you are away you may be forgiven for assuming that the risk is quite small. However, mishaps can occur in the most unlikely of ways at times – as this unlucky bunch of holidaymakers discovered.

Nothing can go wrong if you just sit on the beach and read your book, right? Unfortunately, this isn't always the case. An unfortunate tourist relaxing in the shade in Sri Lanka needed hospital treatment when a coconut bounced off her head. The lady in this story made a full recovery but coconuts cause more deaths every year than sharks.

Even a simple walk along the street can be an accident waiting to happen if you are easily distracted. One particular young gentleman was enjoying the sights of female holidaymakers cavorting in bikinis rather too much and failed to notice a bus-shelter in his path. Walking straight into it, he broke his nose - but was honest enough to admit to the insurer the reason why the accident occurred!

So next time you think about skipping the travel insurance, consider the above stories and find yourself a cheap travel insurance deal to make sure you don't end up having to fork out if you are the victim of a weird and wacky holiday mishap!