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Date: 29/10/2014

Understanding medical screening for heart conditions

Finding the right holiday insurance for your trip abroad can be tricky, especially if you've been diagnosed with a medical condition. Many standard travel insurance policies won't cover those with pre-diagnosed medical conditions, or you may find you end up paying more for the level of cover you need. Because nobody wants to become ill abroad and discover their travel insurance simply isn't valid because of an undeclared medical condition, insurefor have developed medical screening insurance which is ideal if you have been diagnosed with a heart condition.

Medical screening - what does it involve?

In some cases, a medical report from your GP may be needed to determine whether you need medical screening insurance for your holiday. If you have been diagnosed with abnormal heart rhythm, coronary heart disease or another heart condition, you should always disclose this when taking out travel insurance. Failure to diagnose medical conditions could mean you find your policy is invalid when you come to make a claim - that's the last thing you want if you become ill abroad and are left to pay for expensive medical treatment.

The cost of care abroad

Here in the UK, we're so used to treatment on the NHS that it's easy to forget about medical costs. Travel to other countries such as the USA or Canada and you could find yourself forking out thousands of pounds for hospital treatment - this could easily ruin your holiday, not to mention leaving you seriously out of pocket. Or worse, you may not have the money to pay for medical treatment and may be forced to turn to friends and family for help. A few minutes spent now taking insurefor's medical screening questionnaire means you will get the exact level of cover you need, whatever heart condition you have been diagnosed with. So there will be no nasty surprises on holiday and you can relax and enjoy your break.

Whatever type of heart condition you're suffering from, let insurefor organise your specialist travel insurance today, giving you one less thing to worry about on your holidays this year.


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